Fibus, the European leader in receivables financing

Since 2005, we have been supporting finance departments and investment funds in structuring, securing and digitising their receivables financing and trade credit insurance programmes across Europe and internationally.

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A unique financing architecture in Europe

Fibus is a European leader in receivables financing and credit risk mitigation.

Since 2005, we have been supporting finance departments and investment funds in structuring, implementing and optimising their receivables financing and trade credit insurance programmes, in France and across more than 40 countries.

Our distinctiveness lies in a unique European model combining strategic advisory, specialist brokerage and integrated digital solutions.

With more than €49 billion of receivables financed through our intermediary and €18 billion of credit guarantees under management in 2025, Fibus leverages its expertise to support the sustainable performance of companies (SMEs, mid-caps and large corporates) throughout their growth, internationalisation and transformation phases.

Our mission: to enable structured, secure and optimised receivables financing, tailored to the right level of need.

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Receivables financing, fully controlled end-to-end

Conseil et courtage en Affacturage Confidentiel

Fibus Factoring

Financez votre croissance sans impacter la relation client ni l’image de votre entreprise.


Nous structurons et négocions des programmes d’affacturage confidentiel sur mesure pour maximiser vos financements, en toute discrétion.

De l’audit à la mise en œuvre et au pilotage digital, nous sécurisons et optimisons votre programme.


  • • Structuration et faisabilité du programme
  • • Négociation des conditions et du périmètre de financement
  • • Pilotage du projet avec les parties prenantes
  • • Optimisation des lignes et des financements
  • • Structuration de programmes sans recours et déconsolidants

Conseil et courtage en Assurance-Crédit

Fibus Trade

Faites de l’assurance-crédit un levier de sécurisation et de financement.


Nous structurons des solutions d’assurance-crédit adaptées à vos enjeux de risque et de développement.

L’assurance-crédit devient un levier de performance : sécurisation des risques, optimisation du financement et soutien de la croissance.

  • • Structuration et négociation des polices
  • • Alignement couverture / financement (affacturage, délégation)
  • • Optimisation des garanties et des conditions
  • • Pilotage et gestion du credit management

Solutions de pilotage des financements Factor

Fibus Digital

Accélérez vos financements et gagnez en performance opérationnelle.


Nos solutions permettent de piloter et d’optimiser vos programmes d’affacturage et d’assurance-crédit en temps réel.

Résultat : des financements plus rapides, des opérations automatisées et une performance financière optimisée en continu.


  • • Accélération du premier financement
  • • Automatisation des opérations et des échanges
  • • Consolidation multi-contrats et sécurisation
  • • Détection et optimisation des financements

2025 Key figures

0 st

receivables financing broker
in Europe

0 bn€

of receivables financed via factoring
through our intermediary

0 th

largest trade credit insurance broker
in France

0 bn€

of credit guarantees under management
in trade credit insurance

+ 0

companies advised
and supported

0

countries covered across Europe,
North America and Oceania

0

experts dedicated
to financing

0 years

of experience

A shared culture, four founding values

For 20 years, our growth has been built on simple yet exacting principles: telling the truth, listening before acting, serving before selling, and delivering on our commitments.

These principles shape the way we work, support finance departments and build long-term partnerships with our clients and stakeholders.

Integrity

Acting with loyalty, respect and conviction.

At Fibus, transparency takes precedence over closing a deal.

We always present the most appropriate solutions for the client, even when they are not the most financially rewarding for us.

Owning our mistakes, sharing risks and honouring our commitments: it is this integrity that underpins lasting trust between our teams, clients and financial partners.

Humility

Listening and challenging ourselves.

We do not claim to know everything: we learn every day from our clients, partners and teams.

Our strength lies in collaboration and respect for each individual, whatever their role.

At Fibus, success is collective: the most meaningful achievements are always shared.

Service

Putting ourselves in our clients’ shoes, and remaining fully committed to the quality of advice and support we provide.

We support our clients as if their business were our own.

Beyond figures and contracts, we build genuine, human relationships founded on listening, proximity and responsiveness.

Anticipating, understanding and acting before a need is even expressed: this is our understanding of service.

Efficiency

Delivering realistic, straightforward solutions and meeting deadlines.

Our role is to simplify complex matters: receivables financing, trade credit insurance and the digitalisation of their management.

We save our clients time and bring clarity by consistently honouring our commitments.

At Fibus, efficiency means combining high standards, rigour and simplicity to deliver tangible results.

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Security at the heart of our model

Fibus and Fibus Digital are ISO 27001 certified, the leading international standard for information security management systems.

This certification reflects a collective commitment across all our teams to ensure the confidentiality, integrity and availability of data entrusted to us by our clients, partners and funding institutions.

We have implemented a structured information security management system, based on a rigorous risk assessment framework and processes tailored to the specific challenges of receivables financing.

In an increasingly digital financial environment, this standard forms a cornerstone of long-term trust.

Homme qui tape sur un ordinateur

Our directors

Thibaut Robet

Thibaut Robet

Founder and Chairman

Maxime Bertin

Maxime Bertin

Chief Executive Officer, Fibus Brokerage

Marc Chaqués

Marc Chaqués

Trade credit insurance Director

Romain Chaufour

Romain Chaufour

Business Development Director

Philipp Drummer

Philipp Drummer

Managing Director, Fibus Germany

Camille Gimeno

Camille Gimeno

Chief Financial Officer

Diane Roy

Diane Roy

Marketing and Communications Director

Dominique Toubin

Dominique Toubin

Managing Director, Fibus Digital

Your contacts within our Factoring team

Maxime Bertin

Maxime Bertin

Chief Executive Officer, Fibus Brokerage

Hakim Addoum

Hakim Addoum

Broker

Paméla Bouchès

Paméla Bouches

Sales Operation Manager

Armand Calatraba

Armand Calatraba

Consultant

Baptiste Courau

Baptiste Courau

Broker

Céline de Barros

Céline de Barros

Broker

Laurencia Faria

Laurencia Faria

Client Relationship Manager

Christophe Jouan

Christophe Jouan

Broker

Ines Krouchkova

Inès Krouchkova

Analyst

Marius Larue

Marius Larue

Analyst

Olivier Massabuau

Olivier Massabuau

Senior Consultant

Géraldine Pallaro

Géraldine Pallaro

Broker

César Sapetti

César Sapetti

Consultant

Yannik Ungar

Yannik Ungar

Broker - Germany

Your contacts within our Trade Credit Insurance team

Marc Chaqués

Marc Chaqués

Trade credit insurance Director

Manuela Bastos

Manuela Bastos

Technical Sales Executive

Julie Berguig

Julie Berduig

Client Relationship Manager

Delphine Bertolami

Delphine Bertolami

Key Account Manager

Sofiane Bouabdeli

Sofiane Bouabdeli

Underwriting Officer

Victoria HORN HAMILTON

Victoria Horn Hamilton

Account Officer

Rafaela Jurado

Rafaela Jurado

Key Account Manager - Reims

Flore Labouret

Flore Labouret

Account Manager

Jean-Baptiste Lafon

Jean-Baptiste Lafon

Account Manager

Youenn Rigaud

Youenn Rigaud

Account Manager

Sophie Tremeaud

Sophie Tremeaud

Key Account Manager

Lucie Valter

Lucie Valter

Technical Sales Executive

Your contacts within our Fibus Digital team

Dominique Toubin

Dominique Toubin

Managing Director, Fibus Digital

Raquel Cardoso

Raquel Cardoso

Head of Delivery & Support

Maël Minet

Maël Minet

Product Manager

Sacha Benibri

Sacha Benibri

Account Executive

Santiago de Kergommeaux

Santiago de Kergommeaux

Account Executive

Ingrid Lomba

Ingrid Lomba

Accounts Receivable Accountant

Antoine BOILEAU

Antoine Boileau

Head of Engineering

Our team: support functions

Marine BROWNE

Marine Browne

Head of Human Resources

Charles Chollet

Charles Chollet

Chief Information Security Officer

Priscilla Gérardin

Priscilla Gerardin

Administrative and Sales Assistant

Camille Gimeno

Camille Gimeno

Chief Financial Officer

Ingrid Lomba

Ingrid Lomba

Accounts Receivable Accountant

Diane Roy

Diane Roy

Marketing and Communications Director

Julie Saint Georges

Julie Saint Georges

Marketing and Communications Executive

Aurélie Ty-Josse

Aurélie Ty Josse

Fibus Marketing Manager & Fibus Digital Product Marketing Manager

Sylvia Valin

Sylvia Valin

Office Manager

Joining Fibus means growing at the heart of corporate finance.

Since 2005, Fibus has brought together experts driven by a passion for receivables financing, trade credit insurance and dedicated digital solutions.

Joining Fibus means becoming part of Europe’s largest specialist team, within a human-sized organisation where knowledge sharing, training and collaboration are at the core of everyday practice.

Here, every team member plays an active role in collective success and in delivering outstanding client satisfaction.

Working within a growing group

Grow within a fast-expanding organisation driven by a culture of expertise, innovation and proximity.

Working in a role at the very heart of business needs

Help finance departments structure their funding and secure their growth, closely aligned with real-world operational challenges.

Develop advanced expertise in corporate financing and its key levers

Develop within a highly training-oriented environment, surrounded by top-tier specialists in receivables financing, trade credit insurance and dedicated digital solutions.

Uphold and embody our values

Working at Fibus means combining high standards, integrity, humility and a strong sense of service towards both our clients and our colleagues.

Open positions

Are you a candidate? Contact our experts directly!

Maxime Bertin

Maxime Bertin

Chief Executive Officer, Fibus Brokerage

Dominique Toubin

Dominique Toubin

Managing Director, Fibus Digital

Marc Chaqués

Marc Chaqués

Trade credit insurance Director

Romain Chaufour

Romain Chaufour

Business Development Director

Would you like to join Fibus or ask us a question?

Our HR and Communications team is at your disposal. We respond to all enquiries as promptly as possible.

The story of Fibus

2006

• The establishment of Chateaudun Crédit by Gaëtan du Halgouët and Thibaut Robet

2007

• Launch of Factorland for SMEs and mid-cap companies
• First European transaction

2013

• Acquisition of Effigest, a trade credit insurance broker
• Opening of our Lyon office

2018

• Creation of Fibus Digital, and acquisition of Cetrafact, a receivables financing management software platform

2020

• Milestone of 1,000 clients reached
• Milestone of €20 billion of receivables financed through our intermediary exceeded

2022

• Chateaudun Crédit becomes Fibus, reflecting its international scope
• Acquisition of Saint-Paul Trade Credit Insurance
• Opening of the London office
• Milestone of €40 billion of receivables financed through our intermediary exceeded

2023

• Launch of the ARi First and ARi Trade software solutions
• Milestone of €40 billion of receivables financed through our intermediary reached

2024

• Acquisition of Servyr Receivables Solutions
• Acquisition of GLL Credit
• ISO 27001:2022 certification for Fibus Brokerage and Fibus Digital
• Opening of a subsidiary in Frankfurt
• Opening of the New York office

2025

• Thibaut Robet assumes sole leadership of the Fibus Group
• €49 billion of receivables financed via Fibus through receivables financing