For over 20 years, Fibus has been structuring, negotiating, and optimising undisclosed receivables financing programmes for finance departments and investment funds across Europe and internationally.
Fibus is an independent advisory broker fully dedicated to the financing and risk protection of accounts receivable.
Our value does not lie solely in implementing a financing solution, but in the way we structure it.
Fibus has developed a proprietary methodology that secures every stage of the process: from the initial audit to continuous optimisation, integrating financial, contractual, operational, and strategic dimensions.
This disciplined approach is what sets us apart in the European market.
→ Objective: validate the relevance of factoring as a financing lever.
→ Objective: precisely define and structure the financing setup.
→ Objective: secure the best market conditions.
→ Objective: ensure a smooth, controlled, and fast implementation.
→ Objective: ensure the solution is fully operational and effectively embedded in daily processes.
→ Objective: align your financing structure with your company’s growth over time.
Whether you are considering new financing or looking to challenge an existing arrangement, Fibus steps in at the key moments of your financial journey.
When you are assessing the relevance of factoring or considering changes to your financial structure.
• Organic or external growth
• LBO, carve-out, refinancing
• Pressure on working capital (WCR)
• International expansion
• Trade-offs between multiple financing solutions
→ We provide an independent and structured perspective to support and clarify your decision-making.
When you want to challenge the market or secure the best possible conditions.
• Launch of a competitive tender process
• Contract renewal
• Renegotiation of margins and guarantees
• Extension to new entities
• Change of factor
→ We create competitive pressure in the market to optimise your financial terms.
When your organisation changes and your financing needs to adapt.
• Accelerated growth
• Integration of acquisitions
• Internal reorganisation
• International expansion
• Restructuring
→ We adjust your financing structure to ensure it remains fully aligned with your capacity and ambitions.
Our remuneration is covered by the factoring companies as part of a business referral agreement.
We do not charge fees or “man-day” billing, except in very specific cases involving complex restructuring assignments.
As a result, working with Fibus does not cost more than going directly to a factoring provider – while also giving you independent support to structure and negotiate your financing programme.
A 100% financing DNA, 3 complementary areas of expertise, and an international presence:
Fibus is today a recognised partner for companies and investment funds across Europe.
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Directrice financière
