A unique expertise, one single partner.
At Fibus, we bring together the best of advisory, brokerage and technology to support Finance teams and private equity funds in the long-term performance of their accounts receivable.
Factoring, trade credit insurance, digital monitoring: our expertise covers the entire cycle, from financing solutions to risk management and continuous process optimisation.
What makes us different: independent, results-driven support designed to turn your accounts receivable into a true lever for cash generation, security and growth.
One partner, three integrated areas of expertise, one ambition: strengthening your financial performance.
High-performing financing depends on multiple factors: receivables quality, risk coverage, credit limit management, coordination between factor and insurer, digitalisation…
By entrusting Fibus with all of these levers, you benefit from an optimised, consistent and precisely tailored structure – with a single point of contact.
Our 360° approach allows you to:
✔ maximise your financing capacity
✔ secure your customer risks
✔ manage your cash flows and financial ratios
✔ avoid information loss between multiple stakeholders
✔ accelerate your strategic projects (M&A, LBO, carve-out…)
Our unique model (independent advisory + technology solutions + transactional expertise in LBOs, carve-outs and restructurings) enables CFOs and private equity funds to achieve measurable, fast and sustainable results.
Unlock the full potential of your accounts receivable.
Our experts design, negotiate and optimise tailor-made factoring solutions to finance your growth under the best conditions — from the initial audit to the implementation of digital monitoring solutions.
• Feasibility study & benchmarking
• Negotiation / renegotiation of terms
• Optimisation & extension of facilities
• Off-balance-sheet treatment, LBO/M&A financing, international financing
• Coordination with trade credit insurance
→ Higher, more agile and better secured financing.
Secure your receivables and strengthen your financing.
We identify the most suitable coverage for your needs (risk profile, growth, international expansion) and manage the insurer relationship on your behalf.
Trade credit insurance thus becomes a strategic tool to protect margins, secure factoring-based financing, and provide greater control over your customer portfolio.
• Implementation & negotiation
• Credit management structuring
• Optimisation of guarantees and terms
• Tailored advisory and policy management
→ More precise coverage, broader financing, better-controlled risk.
Accelerate, automate and secure your financing.
Our ARI Trade software enables you to:
• accelerate first-time financing
• automate exchanges with factors and insurers
• provide clear visibility for the finance department
• continuously monitor performance
• reduce errors and processing delays
• secure internal processes
Key features:
• API integrations
• Finance & risk dashboards
• Cash flow / advance rate / reserve monitoring
• History, audit trail and internal controls
→ Digital tools for faster, safer and more predictable financing.
Our strength: turning your accounts receivable into a competitive advantage.
Through our experts, methodologies and digital tools, you gain liquidity, visibility and control, regardless of your sector or financial maturity.
Deep expertise in cash management, risk and B2B financing mechanisms.
A team with backgrounds in factoring, trade credit insurance, fintech and corporate finance.
Advisory + brokerage + digital: an exclusive combination designed for CFOs and private equity funds.
Audits, benchmarking, renegotiation, implementation, continuous optimisation.
Operations in more than 40 countries, tailored to multinational groups and cross-border transactions.
Haddad Brands Europe has 400 employees, serves over 1,500 customers, and operates in a sector characterised by strong seasonality and fast sales cycles.
Objectives:
• Support business growth across Europe in a sector known for its complexity
• Enhance coverage while reducing costs
With the support of Fibus Trade:
• Credit insurance cost divided by 2
• Coverage rate increased to 98%
• Insurance premium cost reduced by 20%
• Improved risk coverage on the UK market
• Implementation of several external top-up solutions
• Obtained a discretionary limit (blind cover)
• Extended reporting and declaration deadlines
• Strengthened commercial intelligence capabilities
Licensed textile and apparel business
Europe
