The evolution of factoring over time

20 years of factoring in just 10 minutes! By 2025, factoring had become the leading short-term financing solution for companies in France, offering tailor-made funding solutions to SMEs, mid-sized businesses and international groups looking to finance and secure their operations.

Thumbnail podcast

Welcome to “On the Road to Factoring”, a podcast by Crédit Agricole Leasing & Factoring, featuring Gaëtan du Halgouët, Managing Director of Fibus.

In 2025, factoring has become France’s leading financing solution. But how did this once niche instrument rise to become a top-tier European funding tool? In this final episode of season 2 of CAL&F Décrypte, Gaëtan du Halgouët reflects on this transformation.

Initially popular among SMEs and mid-sized companies (ETIs), factoring has now become a strategic tool for large corporates as well. Driven by technological disruption, what was once a niche financing solution has turned into a mainstream funding mechanism, with record-high volumes – a clear sign of strong user adoption and satisfaction.

 

Available in audio

Available in video

You may also be interested in:

Factoring seeks a new lease of life

Factoring

Despite the market slowdown, significant growth opportunities remain. Discover Maxime Bertin’s insights on this topic in his latest interviews.

Reverse Factoring: breaking through the ceiling

Factoring

A strong adopter of traditional receivables financing, France continues to lag in the uptake of reverse factoring. The rollout of e-invoicing could, however, be a game changer. Céline de Barros, receivables financing consultant, shares her insights on reverse factoring.