Fibus Digital, accelerate and optimise receivables financing

• THE CHALLENGE

Setting up and managing a factoring programme places a heavy burden on Finance, Treasury, Accounting, Credit Management and IT teams. Without a dedicated tool, operations are fragmented, manual, time-consuming… and error-prone.

• THE GOAL

Free up time for high-value tasks without compromising financing reliability or control.

• WHAT FIBUS DIGITAL DELIVERS

With ARI solutions, factoring becomes a smooth, structured and predictable process.

• Time savings from day one thanks to clear data structuring
• Automation of receivables assignments, reducing manual processing and re-entries
• Simplified day-to-day programme management, even in complex environments
• Seamless information flow between teams, entities and partners

→ In short: fewer manual operations, fewer errors, more time dedicated to monitoring and decision-making.

• THE CHALLENGE

The more complex a factoring programme becomes (multi-entity, multi-factor, multi-currency), the more visibility declines. Teams often lack a consolidated and actionable view to make decisions at the right time.

• THE GOAL

Gain a reliable, consolidated and immediately usable 360° view of your financing.

• WHAT FIBUS DIGITAL DELIVERS

ARI solutions provide a clear and structured view of your programmes, whatever their complexity.

• A global and consolidated view of your financing programmes
• Clear organisation of accounting data by entity, currency, country or assignor
• Immediate identification of new debtors, activated in one click
• Faster decision-making based on reliable and shared data

→ In short: clear and shared information to manage financing as a strategic asset.

• THE CHALLENGE

Having a factoring programme in place does not necessarily mean optimal financing. Factor rejections, incomplete data, discrepancies between assignments, underused guarantees — a portion of cash often remains unfunded.

• THE GOAL

Maximise sustainably the amount of cash that can actually be financed, without relying on manual adjustments.

• WHAT FIBUS DIGITAL DELIVERS

ARI solutions help optimise financing before, during and after assignments.

• Preparation of assignments upstream to reduce factor rejections
• Quick identification of available financing pockets in just a few clicks
• Native integration with trade credit insurance to secure and maximise financing
• Detailed analysis of discrepancies between two assignments, reducing accounting reconciliations

→ In short: more cash financed, faster, with greater predictability.

• THE CHALLENGE

The performance of a factoring programme depends on the quality of the data exchanged. Incomplete or non-compliant data means rejections, delays and underfinancing.

• THE GOAL

Secure the data to secure the cash.

• WHAT FIBUS DIGITAL DELIVERS

ARI solutions ensure compliant, usable, secure data recognised across the financing ecosystem.

• Compliance with factor requirements from the outset
• Automatic compliance checks on assigned receivables
• Maximum interoperability with accounting ERPs, factors and trade credit insurers
• Data integrity, traceability and encryption in line with security standards
• Information security supported by Fibus Group’s ISO/IEC 27001 certification

→ In short: reliable and secure data serving stronger financial performance.