How does your Fibus Digital management software optimize your factoring program?

How can you finance faster and better with ARI Trade? We asked our client SEDIS.

Client testimonial

ARI Trade: finance faster and finance better

For Fabien Savajol, Chief Financial Officer, the most significant benefit is time savings.

Thanks to this bridge between the company’s systems and the factor’s tools, teams can:

  • Easily transmit the files required by the factor in the correct formats
  • Speed up assignments by quickly sending sales invoices, payment reconciliations, and customer lists
  • Reduce manual tasks and gain better visibility over operations

As a result, the time spent on receivables assignment processes has been cut in half.

The complexity of factoring lies in managing it without sufficient visibility or the right tools.

ARI Trade delivers the following benefits to our clients:

  • +15% financing on average
  • 5× less operational time
  • Full deployment in under one month

 

Testimonial from Fabien Savajol

You may also be interested in:

How can receivables financing be activated more effectively?

Credit insurance
Digital solution
Factoring

With €435 billion of receivables under management in 2025, receivables financing continues to confirm its pivotal role in funding French corporates. Thibaut Robet, Managing Director of Fibus, assesses the current constraints and outlines potential levers for improvement.

How Chimirec optimised its receivables financing with ARI Trade

Digital solution

With ARI Trade, the Chimirec Group has reduced its receivables financing management workload from 4 days to 1.5 days per month - equivalent to a saving of 30 days per year. Other benefits highlighted by Chimirec’s CFO include an improvement in working capital, a consolidated view of its 15 receivables financing agreements, and enhanced traceability of outstanding receivables.

The Credit Manager: a decisive driver of receivables financing performance

Credit insurance
Digital solution
Factoring

Receivables financing is the tool; the Credit Manager is the one who makes the programme truly perform. Discover the interview with Thibaut Robet, Co-founder of Fibus, and Marc Chaquès, Director of Fibus Trade, published in AFDCC magazine Fonction Credit.

Accounts receivable: a strategic financing lever

Credit insurance
Digital solution
Factoring

Financing, securing and managing the receivables book: an essential threefold approach in an increasingly volatile environment. Fibus’ integrated model, combining receivables financing, credit insurance, and digital solutions, represents a unique specialism in Europe. The objective: supporting growth while strengthening corporate resilience.

AI is reshaping receivables financing

Digital solution
Factoring

Maxime Bertin, Deputy Managing Director of Fibus, shares his vision of a more agile, more precise and more accessible form of receivables financing thanks to artificial intelligence. By enhancing the analytical capabilities of factors, AI is expected to bring greater flexibility and higher value-added services to corporate clients.

Receivables financing as a lever for LBO structures

Credit insurance
Digital solution
Factoring

Receivables financing is off-balance sheet treatment / derecognition of receivables, uncapped, quick to implement and cost-efficient - making it a highly effective financing solution to support the growth of LBO-backed companies. For over 20 years, Fibus has been advising private equity funds across France, the UK, Germany and the US. Today, 4 out of 5 transactions completed are for LBO-backed portfolio companies.