The Credit Manager at the core of a successful factoring project.

With €435 billion of receivables under management in 2025, receivables financing continues to confirm its pivotal role in funding French corporates. Thibaut Robet, Managing Director of Fibus, assesses the current constraints and outlines potential levers for improvement.

Receivables financing is the tool; the Credit Manager is the one who makes the programme truly perform. Discover the interview with Thibaut Robet, Co-founder of Fibus, and Marc Chaquès, Director of Fibus Trade, published in AFDCC magazine Fonction Credit.

Financing, securing and managing the receivables book: an essential threefold approach in an increasingly volatile environment. Fibus’ integrated model, combining receivables financing, credit insurance, and digital solutions, represents a unique specialism in Europe. The objective: supporting growth while strengthening corporate resilience.

In this interview recorded during the Journées de l'AFTE 2025, Thibaut Robet, Co-founder and Managing Director of Fibus, discusses the essential levers for financing growth and securing the receivables book in 2025.

On Tuesday 18 November 2025, Fibus, in partnership with AFDCC, hosted a webinar featuring SIDEME’s testimonial on how it tripled its funding capacity thanks to the ARI Trade digital solution.

Maxime Bertin, Deputy Managing Director of Fibus, shares his vision of a more agile, more precise and more accessible form of receivables financing thanks to artificial intelligence. By enhancing the analytical capabilities of factors, AI is expected to bring greater flexibility and higher value-added services to corporate clients.

Receivables financing is off-balance sheet treatment / derecognition of receivables, uncapped, quick to implement and cost-efficient - making it a highly effective financing solution to support the growth of LBO-backed companies. For over 20 years, Fibus has been advising private equity funds across France, the UK, Germany and the US. Today, 4 out of 5 transactions completed are for LBO-backed portfolio companies.

Thibaut Robet, Managing Director of Fibus, presents his vision of innovation based on artificial intelligence in factoring and credit insurance. What do we expect from innovation, particularly at Fibus Digital? How will credit managers and finance teams be impacted?

The Chief Executive Officer and the Head of Factoring at Fibus discuss factoring as a financing solution for business growth, the market’s potential, the implementation of factoring agreements, Fibus’s differentiating digital solutions, and the cost of factoring.