What are the three services typically offered in credit insurance?

When the expertise of the Fibus Trade team enables clients to obtain an additional +10 to +12 points of coverage - thereby unlocking significant additional financing.

Expert insights

Services provided under a credit insurance policy

At Fibus, credit insurance is not limited to protecting against the risk of non-payment. It is a strategic financing tool.

In practice, our clients benefit from:

  • Risk prevention to identify vulnerabilities within their customer portfolio
  • Compensation in the event of unpaid invoices
  • Debt collection services

What sets Fibus apart:

  • Strong operational responsiveness (requests handled within half a day)
  • An internal guarantee management tool covering all major credit insurers on the market, ensuring the strongest possible positioning
  • An approach designed around financing and factoring, enabling risk transfer from the factor to the insurer and maximizing financing capacity

The result: clients benefit from an additional 10 to 12 percentage points of coverage.

With €20 million in outstanding receivables, this represents a significant additional source of financing.

And internationally?

  • Clients across Europe and North America
  • Presence in more than 40 countries through a network of partner insurers and factors
  • Teams speaking 6 languages to simplify communication and support global projects

Our DNA: simplifying complex receivables financing and credit insurance projects.

 

Testimonial from Marc Chaqués

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Job Description – Account Manager (Credit Insurance)

Credit insurance
Job openings

The Credit Insurance Account Manager is responsible for managing and developing a portfolio of clients, primarily composed of mid-sized companies (ETIs) and upper SMEs (SME+).

How can receivables financing be activated more effectively?

Credit insurance
Digital solution
Factoring

With €435 billion of receivables under management in 2025, receivables financing continues to confirm its pivotal role in funding French corporates. Thibaut Robet, Managing Director of Fibus, assesses the current constraints and outlines potential levers for improvement.