What are the three services typically offered in credit insurance?

When the expertise of the Fibus Trade team enables clients to obtain an additional +10 to +12 points of coverage - thereby unlocking significant additional financing.

Expert insights

Services provided under a credit insurance policy

At Fibus, credit insurance is not limited to protecting against the risk of non-payment. It is a strategic financing tool.

In practice, our clients benefit from:

  • Risk prevention to identify vulnerabilities within their customer portfolio
  • Compensation in the event of unpaid invoices
  • Debt collection services

What sets Fibus apart:

  • Strong operational responsiveness (requests handled within half a day)
  • An internal guarantee management tool covering all major credit insurers on the market, ensuring the strongest possible positioning
  • An approach designed around financing and factoring, enabling risk transfer from the factor to the insurer and maximizing financing capacity

The result: clients benefit from an additional 10 to 12 percentage points of coverage.

With €20 million in outstanding receivables, this represents a significant additional source of financing.

And internationally?

  • Clients across Europe and North America
  • Presence in more than 40 countries through a network of partner insurers and factors
  • Teams speaking 6 languages to simplify communication and support global projects

Our DNA: simplifying complex receivables financing and credit insurance projects.

 

Testimonial from Marc Chaqués

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Senior debt, cash, working capital, management packages, carve-out planning… Private equity firms scrutinise every aspect of an acquisition. Yet one lever remains largely underestimated: credit insurance. Receivables protection, preservation of supplier credit and funding capacity… When addressed early, credit insurance becomes a powerful tool for risk mitigation, value creation and cash generation.

Job Description – Account Manager (Credit Insurance)

Credit insurance
Job openings

The Credit Insurance Account Manager is responsible for managing and developing a portfolio of clients, primarily composed of mid-sized companies (ETIs) and upper SMEs (SME+).