Our case studies

• Assigned turnover: €190m
• Facility: €37.5m

International group backed by a private equity fund, seeking a scalable financing solution to support its acquisition-led growth strategy

Belgium, France, Germany, United Kingdom

• Integration of six acquisitions across Europe since 2024
• Funding of customers based in West Africa (European group subsidiaries), representing up to 30% of the outstanding portfolio
• Expansion of the programme into selected frontier markets, including Madagascar, Benin and Botswana, up to a 5% portfolio limit

• Assigned turnover: £300m
• Facility: £42m

Implement a centralized factoring program streamlining receivables assignment across more than 100 subsidiaries

United Kingdom

• Implementation of an IFRS derecognised, non-recourse facility structured with a double assignment mechanism and a significant financing line
• Deployment of our ARI Trade platform to manage all subsidiaries through a single unified interface

• Assigned turnover: €60m
• Facility: uncapped

Validate the feasibility of a factoring solution in a carve-out context and secure the implementation of an IFRS derecognised agreement within a tight timeframe

France

• Implementation of a factoring program to secure the cash flow of the newly standalone company between signing and closing of the French group spin-off
• Deployment of a flexible, IFRS derecognised factoring program with favourable financial terms
• Installation of ARI Trade to manage and optimise the factoring agreement

• Annual revenue: €85m
• Facility: €16.5m

Implement a global financing agreement for a high-growth group to optimise financial resources and harmonise pricing conditions across its European entities

France

• Transformation of the existing financing structure into an undisclosed factoring program
• Increase in the financing facility and harmonisation of conditions across all entities
• Deployment of ARI Trade to manage factoring and credit insurance programs through a single unified platform

• Assigned turnover: €360m
• Facility: €60m

Increase the bank’s exposure while optimising the financing of a private equity acquisition involving a large client portfolio

France

• Structuring of a factoring and credit insurance program covering a large client portfolio (approximately 30,000 customers)
• Deployment of our ARI Trade platform to manage both factoring and credit insurance programs through a single unified interface
• Planned increase of the financing facility to €70m after one year

• Annual revenue: €8m
• Facility: €1m

Strengthen the coverage of an existing agreement to include the full turnover and secure financing

France

• Implementation of a full factoring program at competitive pricing
• First funding achieved in just one month

• Annual revenue: €30m
• Facility: €6.5m

Support the carve-out of an entity from a group acquired by a private equity fund

The Netherlands

• Sustainable secured financing
• Structuring of a full factoring program

• Annual revenue: €100m
• Facility: €18m

Optimize existing financing arrangements at the request of the new shareholders

Spain

• Securing an amendment to transition the existing program into a non-recourse facility

• Assigned turnover: €1.5bn
• Facility: €180m

Diversify short-term funding sources

France

• Structuring a factoring program with unencumbered (non-pledged) collection accounts
• Deployment of an IFRS derecognised, non-recourse agreement compliant with accounting standards

• Assigned turnover: €525m
• Facility: €70m

Strengthen financial management in a challenging, highly leveraged market environment, while harmonising IT systems and processes and optimising local accounting practices

Belgium, France, Germany, Portugal, The Netherlands, United Kingdom, United States

• Structuring a new credit insurance policy compatible with factor requirements and enabling off-balance sheet treatment of the factoring agreement
• Structuring a 3-year committed, non-recourse factoring program with no financial covenants
• Deployment of ARI Trade to provide consolidated reporting to the corporate team while enabling local teams to manage operations autonomously

• Annual revenue: €1bn
• Facility: €200m

Support growth and diversify funding sources for a carve-out entity resulting from a group recently acquired by a private equity fund

Belgium, Germany, The Netherlands, United Kingdom

• Harmonisation of the pan-European factoring program across all group entities
• Structuring of an IFRS derecognised, non-recourse agreement supported by a delegated credit insurance policy

• Assigned turnover: €12m
• Facility: €1.75m

Secure the financing required for post-acquisition growth by covering increased working capital needs and ensuring short-term liquidity

France

• Implementation of an undisclosed balance assignment program
• Deployment of the ARI Trade platform to reduce operational workload and efficiently manage the program