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The evolution of factoring over time

20 years of factoring in 10 minutes flat! The leading short-term financing solution for companies in France in 2025, factoring offers tailor-made solutions to SMEs, mid-caps and international groups seeking to finance and secure their activities.

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Welcome to On the Road to Factoring, a podcast by Crédit Agricole Leasing & Factoring, featuring Gaëtan du Halgouet, CEO of Fibus.

In 2025, factoring became the leading financing solution in France. But how did this once-niche solution rise to the top across Europe? In this final episode of CAL&F décrypte Season 2, Gaëtan du Halgouet breaks down this remarkable evolution.

Initially popular among Small and Medium-sized Enterprises (SMEs) and Mid-sized Companies (ETIs), factoring has now become a strategic tool for Large Enterprises (LEs). Driven by technological advancements, this once-specialized financing method has gone mainstream, reaching unprecedented volumes—a clear sign of strong customer satisfaction.

Video version with English subtitles

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